At Time to Heal, we specialize in clinical auto injury rehabilitation. Under WA State Law, your auto insurance covers your medical massage. We bill them directly.
Take 60 seconds to see if you qualify for fully covered care.
Did you know you likely have $10,000 in coverage specifically for recovery? Under Washington State law, your auto insurance automatically includes Personal Injury Protection (PIP).
This covers your clinical treatments—including medical massage—regardless of who was at fault for the crash. At Time to Heal, we manage the billing directly with your insurance.
Your recovery costs you $0 out of pocket.
Personal Injury Protection (PIP) is a mandatory offering in Washington auto insurance policies. Here is exactly what you are entitled to under state law:
By default, WA policies provide a minimum of $10,000 for medical and hospital benefits to cover your rehabilitation without copays.
PIP covers your medical care regardless of who caused the collision. If you were not at fault, using PIP legally cannot increase your insurance rates.
PIP coverage "follows" you. It covers you even if you were injured as a passenger in someone else's car, or as a pedestrian or bicyclist struck by a vehicle.
In addition to clinical massage and chiropractic care, standard PIP policies can provide up to $10,000 in income continuation if your injuries prevent you from working.
Adrenaline masks pain. The micro-tears in your neck and spine from a minor rear-end collision often don't fully hurt until 3 to 7 days later.
Delaying treatment allows scar tissue to form incorrectly, leading to lifelong chronic stiffness. Furthermore, insurance companies actively look for "gaps in treatment" to deny your claims.
Insurance adjusters look for a "gap in treatment." Secure your claim before the critical window closes.
Are you experiencing any of these common post-accident symptoms? Early clinical intervention prevents chronic issues.
Overextended neck muscles require targeted myofascial tissue repair before scar tissue sets.
Impact trauma causes lumbar spine muscles to lock up. We safely restore mobility.
Neck strain and physical trauma trigger severe migraines. We use clinical release techniques.
Recovery from seatbelt impact trauma and deep muscular bruising restricting your arm movement.
Nerve compression care for shooting pain down the arms and hands caused by spinal inflammation.
You cannot heal if you cannot sleep. Releasing nighttime pain spasms so your body can rest.
Whiplash violently stretches your neck muscles beyond their physical limit. Your body responds by locking those muscles in a "spasm" to protect the cervical spine.
We use targeted myofascial release and trigger point therapy to disarm these defensive spasms, significantly increase blood flow, and ensure healing scar tissue aligns properly so you don't lose range of motion.
Clinical massage is most effective when paired with chiropractic adjustments or physical therapy. We coordinate seamlessly with your existing WA doctors to ensure your recovery plan is aligned.
Need a referral?
If you don't have a doctor yet, we have a trusted network of the best auto-injury chiropractors in the Federal Way and Seattle areas.
If you have an attorney, your medical records are the absolute foundation of your settlement. We provide meticulous clinical documentation (SOAP notes) to your lawyer, proving the severity of your injuries and the medical necessity of your care.
Submit the form. We will reach out to collect your claim number and accident details.
We verify your PIP auto-insurance benefits and seamlessly handle your doctor's referral.
Start your customized medical massage treatment plan with strictly $0 out-of-pocket costs.
After a crash, you feel like your body betrayed you. I get it. My goal isn't just to rub your shoulders—it's to find exactly where the impact locked up your muscles, disarm the spasms, and safely restore your mobility so you can get your life back.
Susan
Time to Heal | WA LMT #Ma00021418

"I'll be honest, I was a bit skeptical of Susan's approach... but the results speak for themselves. I feel so much better! I went in with soreness and decreased mobility and the next day I am completely different. She has the gift!"
Eric Danielson
Verified Review
"I love this place! Susan is so sweet, professional and understanding. She listened to what I wanted done and helped me through the process. She explained the process thoroughly before treatment... results are amazing!"
Amber Rose
Verified Review
"Susan is God's gift... She is truly in the business to make people feel better. Her heart is in it for the right reasons. She taught me so much about my own body... therapeutically amazing."
Sarah Rinella
Verified Review
You were in an accident in WA, you have stiffness or pain, and you want to use your medical insurance to heal properly under the care of a true clinical specialist.
You just want a generic relaxation massage or a "spa day" pampering session. We are a strict clinical facility focused purely on injury rehabilitation.
Yes, PIP insurance requires a referral from an MD, DO, or Chiropractor. If you don't have one yet, submit our form anyway—we can seamlessly connect you with a local doctor to get one.
In WA, if you were not at fault for the accident, using your PIP medical benefits cannot legally increase your premiums. That coverage is built-in specifically to protect you.
Time to Heal is conveniently located at 33309 1st Way S A3, Federal Way, WA 98003, serving patients across Federal Way, Auburn, Tacoma, and Greater Seattle.
It takes 60 seconds to verify your coverage. Secure your spot today before the insurance timeline expires.
Time to Heal
33309 1st Way S A3, Federal Way, WA 98003
© 2026 Time to Heal. All Rights Reserved. WA Licensed (LMT #Ma00021418) & HIPAA Compliant.